Fed PolicyInterest Rate Risk
New normal: Tight credit conditions, high funding costs, and less Fed guidance
Bank and credit union CFOs must navigate a more divided Fed that meets less often, while delinquencies and funding costs remain high.
Delfi Insights
Balance sheet strategy, capital market analysis, and AI insights for banks and credit unions — from the economists, technologists, and bankers behind Delfi.
Balance Sheet Strategy
3 Challenges Keeping Your CFO Up at Night
We asked dozens of bank and credit union finance leaders about their top challenges. Slow insights, thin teams, and navigating capital markets topped the list.
Product News
Video: Delfi Agent helps community institutions unlock the power of capital markets
Delfi demoed a new solution at FinovateFall 2026 that helps banks and credit unions unlock billions of dollars in untapped profits. Watch the seven-minute demo.
Fed PolicyInterest Rate Risk
The Fed is sending hawkish signals. What scenarios should your bank or credit union be prepared for?
The Fed raised rates to 3.75–4% and signaled for more. The curve is bear-flattening, which squeezes margins and equity value at once.
Fed PolicyInterest Rate Risk
Fed Chair Warsh Is Stuck Between a Rock and a Trump Place
The 10-year Treasury has breached 5%, core inflation is rising and markets are expecting a hike. What a cornered Fed means for bank and credit union balance sheets.
Product News
Introducing Delfi Insights
Delfi Insights is a new blog from Delfi's economists, AI technologists, and bankers—written for strategy, finance, and management teams at banks and credit unions.
