Fed PolicyInterest Rate Risk
New normal: Tight credit conditions, high funding costs, and less Fed guidance
Bank and credit union CFOs must navigate a more divided Fed that meets less often, while delinquencies and funding costs remain high.

FOMC decisions, the path of the federal funds rate, and what monetary policy means for community institutions.
3 articles
Bank and credit union CFOs must navigate a more divided Fed that meets less often, while delinquencies and funding costs remain high.

The Fed raised rates to 3.75–4% and signaled for more. The curve is bear-flattening, which squeezes margins and equity value at once.

The 10-year Treasury has breached 5%, core inflation is rising and markets are expecting a hike. What a cornered Fed means for bank and credit union balance sheets.
